News & Views
Follow our content for tips & ideas from the Loanhub team
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This is where we share our ideas with existing and prospective clients, give guidance on borrowing and provide some great ideas on how to avoid or minimise debt.
How to get road-trip ready31 Dec 2019
If you’re one of the many thousands of Kiwis who loves a good summertime road trip, here’s some tips on how to make it a successful one.
Get financially organised before your new baby arrives04 Nov 2019
How can you keep the budget on track and still ensure you have all the necessities once the baby arrives? We’ve collected some tips to help you out.
How to cut costs on the fuel bill24 Oct 2019
With summer just around the corner, you might be thinking about your holidays. Here are some fuel-saving tips to help you go the distance.
Making love and money last a lifetime09 Oct 2019
Can’t have money discussions without an argument? We’ve collected some expert tips on how to keep your relationship in harmony with your money goals.
What to know before getting a car loan01 Oct 2019
Buying a car is an exciting time. Borrowing the money? Well, here are five things to check and understand before signing the loan agreement.
Why you need to take care of your credit score19 Sep 2019
If you’re applying for a new loan, or maybe just changing your power company, one of the most important numbers you’ll need to know is your credit score. Here’s why
When is it a good idea to consolidate debt?12 Sep 2019
Debt consolidation can help you manage your debt, and even pay it off faster. Let’s take a closer look at what it is and how it can help you become debt-free.
Selling a car with car finance owing5 Sep 2019
Before you put your car up for sale, make sure you know the following ins and outs of selling a car with finance still owing on it.
Debt servicing: Can you afford that loan?29 Aug 2019
Looking to borrow some money? The first thing your lender will want to check is your ability to repay the loan and still meet your other commitments.
Smart tips to fund a home renovation22 Aug 2019
Whether you’re considering a cosmetic change or a more extensive makeover, there are several different options available to fund the costs.
The relationship between money and emotions15 Aug 2019
Do you sometimes wonder why you never seem to have enough money to go around, no matter how hard you work? You are not alone...
Hidden costs of car ownership8 Aug 2019
Owning a car isn’t just about the upfront purchase price; it’s the whole life cost of your vehicle that matters. That’s why it’s important to budget for all costs...
Should you finance or should you save for your new car?1 Aug 2019
Looking to buy a car? Should you save for it or get finance? The answer depends on your circumstances. Let’s take a look at the pros and cons of each...
How to find the best personal loan for you15 July 2019
While the interest rate may be a key focus when considering personal loans, there are other important considerations. Here are some key things to look at...
Five mistakes to avoid when renovating an old property10 July 2019
A personal loan can help you fund your renovation, but if you want to keep your spending under control, these mistakes are to be avoided at all costs.
Five mistakes to avoid when applying for a loan6 July 2019
A personal loan can be a handy financial tool, and a great way to access the funds you need. But before applying for your loan, here are some common mistakes to avoid.
Questions to ask before buying a car28 June 2019
If you’re in the market for a new set of wheels, you may be wondering how you can narrow down all the options. Check out our quick guide, to help you find the right car.
Smart money steps to take in your 30s21 June 2019
Your 30s are a time of great change. If you’d like to get ahead and make some smart money decisions, here are some expert tips we’ve collected for you.
The pros and (many) cons of ‘homemade loans’17 June 2019
Family loans seem to benefit all parties involved, but come with significant risks. Here are some key things to keep in mind if you want to borrow from family members.
Three steps to a lower interest rate13 June 2019
Interest rates vary between lenders and are also based on a range of factors. Here, we give you three of our top tips to try and get a lower rate on your personal loan.
Top four reasons why Kiwis use personal loans13 June 2019
Looking to make a big purchase and haven’t quite got all the funds available? A personal loan might be just what you need. 4 top reasons Kiwis take out personal loans.
Top things to look for in a family car11 June 2019
Is it time to look at buying a new family car? Aside from safety and comfort, here are some things to look out for, sourced from Rightcar.
Winter is coming: how to keep your bills cool7 June 2019
Winter is coming, and more heating generally means a higher bill; check out our tips to keep the power bill down while the heating is high.
These money lessons for kids will never grow old30 May 2019
It’s never too early to learn about the basics of money management. Here are some great lessons you can teach your kids, according to ‘Get a Financial Life’ author Beth Kobliner.
Sharing hearts and wallets13 May 2019
Different money personalities can mean friction when it comes to a joint bank account; we sourced some hot tips to help you manage your joint finances...
Why a rainy-day fund is a good idea20 April 2019
Life is full of the unexpected and sometimes our finances can take a hit. A rainy-day fund exists for those moments. Here are some ideas to be able to keep on top of things.
Steps to create an abundant mindset18 April 2019
Looking for some motivation to help you get your financial fitness up to speed? Try some of these tips to build a positive financial mindset, that will help you build your wealth.
Personal loan rejected? What to do next15 March 2019
Having a personal loan declined can be disheartening, but with a bit of effort and some good planning, you can get your finances back on track. Here are some smart tips to get started.
Do you know your credit score?27 February 2019
Having a good credit score can help you in many ways – including reducing the cost of your bills or giving you access to more cost-effective interest rates.
Know your numbers with a personal loan calculator17 October 2018
If you’re in the market for a personal loan, using an online calculator can help you work out different repayment scenarios.
Credit Concerns? How to get credit-record-ready for vehicle finance20 September 2018
While bad credit can impair your ability to obtain car finance, depending on the circumstances, and the way you can demonstrate your money management now, you still have some options.
Move closer to ‘Pay Off Day’ in four steps28 July 2018
Like to get rid of your personal loan faster? Perhaps your income has increased, or are focused on minimising the cost of interest... Well, if you’re looking for ways to shorten the term of your personal loan, here are four smart strategies to try.
Using a personal loan to fast-track your home renovation16 June 2018
Time to give your house a revamp? Renovating can be a great way to add value to your home, or simply make it feel like a ‘home’ again. But before that, you may be faced with planned costs and unexpected price tags.
How do personal loans work?25 May 2018
Tying the knot soon? Finally taking that dream vacation you've always promised yourself? Or simply would like to regain control of your debts with one simple loan? Whether it's a surprise expense or a planned project, if you're thinking about applying for a personal loan, here are some key points to consider.
Aha! Time to give ‘future-me’ a chance19 August 2018
You know those ‘aha’ moments when you realise that enough-is-enough; it’s time to sort this mess out and move on to brighter things? For me, it was my finances. This is my story.
Time for a car loan health check?9 January 2017
If you’ve had your car loan for a year or more, you might be ready for a review. Regularly taking a closer look at your loan could save you money and speed up the time it takes to pay it off. Let’s take a look at five simple ways to review your car loan.
On the road to buying your first car?25 August 2017
Are you about to buy your first car? Becoming a car owner is exciting, and it’s also a big commitment. Cars are usually expensive so chances are you’re going to need to sign up for a car loan. Here are some things to consider before you choose a car and apply for finance.
Want to stop juggling debt?4 January 2017
Multiple debts can get stressful very quickly, not to mention costly over time. If you’re juggling loans, repayments dates and different interest rates, it could be time to consider debt consolidation. One loan, one interest rate and one regular repayment. Intrigued? Read on…